:root{--paper:#F7F5F0;--paper-deep:#EFEBE1;--white:#FFFFFF;--slate:#24333C;--slate-deep:#1B272E;--reed:#C29A52;--reed-bright:#DCB56E;--ink:#222A30;--ink-soft:#5C6A72;--line:#E4DFD2;--error:#B4543A;--maxw:1120px}*{margin:0;padding:0;box-sizing:border-box}html{font-size:16px;scroll-behavior:smooth}body{font-family:Instrument Sans,system-ui,sans-serif;background:var(--paper);color:var(--ink);line-height:1.6}img,svg{display:block;max-width:100%}a{color:inherit}.header{position:sticky;top:0;z-index:50;background:#f7f5f0eb;backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.header-inner{max-width:var(--maxw);margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:32px;height:72px}.logo{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:1.25rem;letter-spacing:.02em;text-decoration:none;color:var(--ink);white-space:nowrap}.nav{display:flex;gap:26px;margin-left:auto}.nav a{font-size:.95rem;font-weight:500;text-decoration:none;color:var(--ink-soft);transition:color .2s}.nav a:hover,.nav a[aria-current]{color:var(--ink)}.header .btn{margin-left:8px}.burger{display:none;background:none;border:none;cursor:pointer;padding:8px;margin-left:auto}.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}.btn{display:inline-block;font-family:inherit;font-size:1rem;font-weight:600;border-radius:10px;padding:14px 28px;cursor:pointer;border:none;text-decoration:none;text-align:center;transition:transform .15s,background .2s}.btn-primary{background:var(--reed);color:#1b272e;box-shadow:0 12px 26px -14px #c29a52cc}.btn-primary:hover{background:var(--reed-bright);transform:translateY(-1px)}.btn-dark{background:var(--slate);color:#f3efe3;box-shadow:0 10px 24px -12px #24333c8c}.btn-dark:hover{background:var(--slate-deep);transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}.btn-ghost:hover{border-color:var(--ink-soft)}.btn-sm{padding:11px 20px;font-size:.92rem}.btn:focus-visible{outline:3px solid var(--reed);outline-offset:3px}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.section{padding:84px 0}.section.tight{padding:56px 0}.section.on-white{background:var(--white)}.section.on-slate{background:linear-gradient(172deg,var(--slate) 0%,var(--slate-deep) 100%);color:#ede9dd}.eyebrow{font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:var(--reed);font-weight:600;margin-bottom:14px}h1{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:clamp(2rem,4.6vw,3.2rem);line-height:1.1;letter-spacing:-.018em;margin-bottom:20px}h2{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.18;letter-spacing:-.012em;margin-bottom:16px}h3{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:1.22rem;line-height:1.3;margin-bottom:8px}.sub{color:var(--ink-soft);font-size:1.05rem;line-height:1.65;max-width:62ch}.on-slate .sub{color:#ede9ddbf}.center{text-align:center}.center .sub{margin-left:auto;margin-right:auto}.hero{background:linear-gradient(172deg,var(--slate) 0%,var(--slate-deep) 100%);color:#ede9dd;padding:88px 0 72px}.hero h1{color:#f6f3e9;max-width:18ch}.hero h1 em{font-style:normal;color:var(--reed-bright)}.hero .sub{color:#ede9ddc7;margin-bottom:36px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.cta-note{font-size:.86rem;color:#ede9dd8c;margin-top:16px}.hero-facts{list-style:none;border-top:1px solid rgba(237,233,221,.15)}.hero-facts li{padding:18px 0;border-bottom:1px solid rgba(237,233,221,.15);display:grid;grid-template-columns:110px 1fr;gap:18px;align-items:baseline}.hero-facts .fig{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:1.65rem;color:var(--reed-bright);line-height:1.1}.hero-facts .txt{font-size:.92rem;line-height:1.5;color:#ede9ddb8}.band{background:var(--white);border-bottom:1px solid var(--line)}.band-inner{max-width:var(--maxw);margin:0 auto;padding:22px 24px;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.band-item{display:flex;align-items:center;gap:10px;font-size:.9rem;font-weight:500;color:var(--ink-soft)}.band-item svg{width:20px;height:20px;stroke:var(--reed);flex-shrink:0}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin-top:44px}.card{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:28px 26px}.card .num{font-family:Space Grotesk,sans-serif;font-weight:600;font-size:1.5rem;color:var(--reed);margin-bottom:12px}.card p{font-size:.95rem;color:var(--ink-soft);line-height:1.6}.card h3 a{text-decoration:none}.card .more{display:inline-block;margin-top:14px;font-size:.9rem;font-weight:600;color:var(--reed);text-decoration:none}.card .more:hover{text-decoration:underline}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin-top:44px;counter-reset:step}.step-card{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:28px 26px;position:relative}.step-card:before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:Space Grotesk,sans-serif;font-weight:600;font-size:1.1rem;color:var(--reed);display:block;margin-bottom:14px}.step-card p{font-size:.95rem;color:var(--ink-soft)}.quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:44px}.quote{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:28px 26px;display:flex;flex-direction:column;gap:16px}.quote .stars{color:var(--reed);letter-spacing:2px;font-size:.95rem}.quote blockquote{font-size:.98rem;line-height:1.65;color:var(--ink)}.quote cite{font-style:normal;font-size:.86rem;color:var(--ink-soft);margin-top:auto}.tbl{width:100%;border-collapse:collapse;background:var(--white);border:1px solid var(--line);border-radius:14px;overflow:hidden;font-size:.95rem;margin:28px 0}.tbl th,.tbl td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line)}.tbl th{background:var(--paper-deep);font-weight:600;font-size:.88rem}.tbl tr:last-child td{border-bottom:none}.tbl td.r,.tbl th.r{text-align:right;white-space:nowrap}.tbl-note{font-size:.84rem;color:var(--ink-soft);margin-top:-16px;margin-bottom:28px}.article{max-width:760px}.article p{margin-bottom:20px;font-size:1.02rem;line-height:1.72}.article h2{margin-top:52px}.article h3{margin-top:36px;margin-bottom:12px}.article ul,.article ol{margin:0 0 20px 22px}.article li{margin-bottom:10px;font-size:1.02rem;line-height:1.65}.article .lead-p{font-size:1.12rem;color:var(--ink-soft)}.breadcrumb{font-size:.85rem;color:var(--ink-soft);margin-bottom:28px}.breadcrumb a{color:var(--ink-soft);text-decoration:none}.breadcrumb a:hover{color:var(--ink)}.keyfact{background:var(--white);border-left:3px solid var(--reed);border-radius:0 12px 12px 0;padding:20px 24px;margin:28px 0;font-size:1rem;line-height:1.65}.keyfact strong{display:block;margin-bottom:4px}.faq{max-width:760px;margin-top:36px}.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}.faq summary{padding:20px 24px;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-family:Space Grotesk,sans-serif;font-size:1.3rem;color:var(--reed);flex-shrink:0}.faq details[open] summary:after{content:"–"}.faq .a{padding:0 24px 22px;font-size:.98rem;color:var(--ink-soft);line-height:1.68}.cta-band{background:linear-gradient(172deg,var(--slate) 0%,var(--slate-deep) 100%);color:#ede9dd;border-radius:20px;padding:52px 48px;display:grid;grid-template-columns:1.2fr auto;gap:32px;align-items:center;margin:0 24px}.cta-band-wrap{max-width:var(--maxw);margin:0 auto;padding:0}.cta-band h2{color:#f6f3e9;margin-bottom:8px}.cta-band p{color:#ede9ddb8;font-size:.98rem}.cta-band .cta-col{display:flex;flex-direction:column;gap:10px;align-items:flex-start}.cta-band .mini{font-size:.83rem;color:#ede9dd8c}.footer{background:var(--slate-deep);color:#ede9dda6;padding:56px 0 40px;margin-top:84px;font-size:.9rem}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}.footer .logo{color:#f3efe3;margin-bottom:14px;display:inline-block}.footer h4{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:#ede9dd73;margin-bottom:16px;font-weight:600}.footer ul{list-style:none}.footer li{margin-bottom:10px}.footer a{color:#ede9ddb3;text-decoration:none}.footer a:hover{color:#f3efe3}.footer .legal{border-top:1px solid rgba(237,233,221,.12);margin-top:44px;padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#ede9dd73}.consent-banner{position:fixed;bottom:20px;left:20px;right:20px;z-index:100;max-width:520px;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:22px 24px;box-shadow:0 20px 50px -20px #1b272e66;display:none}.consent-banner.show{display:block}.consent-banner p{font-size:.88rem;color:var(--ink-soft);line-height:1.55;margin-bottom:16px}.consent-banner .row{display:flex;gap:10px;flex-wrap:wrap}.sticky-cta{display:none}@media(max-width:920px){.hero-grid{grid-template-columns:1fr;gap:44px}.footer-grid{grid-template-columns:1fr 1fr}.cta-band{grid-template-columns:1fr;padding:40px 30px}.nav{display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:12px 24px 20px}.nav.open{display:flex}.nav a{padding:12px 0;font-size:1.05rem}.header .btn{display:none}.burger{display:block}.sticky-cta{display:block;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#f7f5f0f2;backdrop-filter:blur(8px);border-top:1px solid var(--line);padding:12px 16px}.sticky-cta .btn{width:100%}body{padding-bottom:74px}.consent-banner{bottom:86px}}.logo{display:flex;align-items:center;gap:9px}.logomark{width:34px;height:29px;flex-shrink:0}.linklike{background:none;border:none;font-family:inherit;font-size:.82rem;color:var(--ink-soft);cursor:pointer;text-decoration:underline;padding:8px 4px}.linklike:hover{color:var(--ink)}.qhead{display:flex;align-items:center;gap:12px}.qhead .qavatar{width:44px;height:44px;border-radius:50%;object-fit:cover;flex-shrink:0;border:2px solid var(--paper-deep)}.desktop-only{display:none}@media(min-width:921px){.desktop-only{display:block}}